The banking sector under pressure: an analysis of the economic viability of banks.

01 November 2020 → 31 October 2021
Regional and community funding: Special Research Fund
Research disciplines
  • Social sciences
    • Financial economics
    • Money and interest rates
    • Macroeconomics and monetary economics not elsewhere classified
European banks Financial intermediation Geographic and activity diversification Monetary policy and banking
Project description

First, we analyse whether banks still capture value from their traditional intermediation function through loan, deposit and yield spreads. Second, we investigate the joint effect of geographic and activity diversification on bank performance, using a new market-based approach. Third, we analyse the impact of monetary policy shocks on bank performance through a spread-related channel and whether diversification mitigates these shocks.