This research project explores the financial decisions made by households, focusing on how they manage assets and liabilities, plan for the future, and address concerns about their financial well-being. By investigating the role of investor behavior, we aim to understand how households make decisions about saving, investing, and borrowing. A key element of the research is the impact of financial literacy, which influences how effectively households can manage their finances and achieve long-term financial security. The study will provide insights into how improved financial literacy can lead to better financial outcomes and greater resilience against economic shocks.